The insurance industry presents multi-faceted legal issues. Pierce Atwood has experience in virtually all areas that affect insurance companies, and self insurance groups and programs, including their formation, corporate structuring, mergers and reorganizations, state insurance regulation, market conduct, and policy coverage issues.
On the corporate and business side, we have advised insurers on a host of internal, structural, and operational matters, including bulk reinsurance transactions, extraordinary dividends, mutual policyholder dividend plans, federal income tax issues, policyholder/shareholder governance matters, permitted business activities, TPA contracts, and contracts with vendors and service providers for insurers. On regulatory matters, we work with our clients at every level, including representation at state insurance departments and lobbying for insurance-related legislation.
On the litigation side, Pierce Atwood attorneys have built careers litigating insurance coverage and benefit disputes involving life, health, property/casualty, errors & omission, CGL, reinsurance and director & officer lines. Our experience extends to litigating ERISA (see Employee Benefits) and non-ERISA disputes in courts nationwide. We have defended insurers regionally and nationally, as well as advising corporate clients on coverage matters.